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eSIM basics

13 min read · Updated October 2026

Does an eSIM Have a Phone Number? Calls, SMS and OTPs

Most travel eSIMs are data only. How to keep your home number for bank OTPs and WhatsApp, make calls abroad, and when you need an eSIM with a number.

Muhammad Bilal Zahoor, Founder and editor, RoamSignal · CEO, digital marketing agency (Islamabad)

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Published October 8, 2026 · 13 min read

Illustration for Does an eSIM Have a Phone Number? Calls, SMS and OTPs
Holiday Extras / Pexels

The short answer

Phone number included?
Usually no, most travel eSIMs are data only
Data-only providers
Saily, Holafly, Nomad and most Airalo plans
eSIMs with a number
Airalo Discover+ global and some US and UK local plans
Bank OTPs abroad
Keep your home SIM on with data roaming off
Receiving SMS while roaming
Free on most networks, check your own carrier
WhatsApp calls
Work on eSIM data almost everywhere, blocked in the UAE

The short version: most travel eSIMs are data only

When you buy a travel eSIM from Saily, Holafly, Nomad or most of Airalo's country plans, you are buying mobile data and nothing else. There is no phone number attached, you cannot dial a normal call from it, and nobody can send you an ordinary SMS on it. That surprises a lot of first-time buyers, but for most trips it is exactly what you want.

The reason is that almost everything people use a phone for abroad now runs over data. WhatsApp messages and calls, FaceTime, iMessage, Google Maps, Uber, Careem, banking apps and hotel check-in all need an internet connection, not a phone number. A data-only eSIM covers all of that at a fraction of what your home carrier charges for roaming.

What a data-only eSIM does not cover is the one thing a phone number is still essential for: receiving SMS codes from your bank and other services back home. The good news is that you do not have to choose. Modern phones hold two lines at once, so the travel eSIM handles data while your normal SIM stays on for calls and texts.

Data-only eSIM vs an eSIM with calls and SMS

A small number of travel eSIMs do come with a number. Airalo's Discover+ global eSIM has a version with data, calling minutes and texts on a new phone number, and Airalo also sells some local US and UK plans with a number. Saily has started offering an optional US number as a separate add-on in its app. These are useful in specific cases, which we cover further down, but they cost more per gigabyte than a plain data plan.

For a typical one or two week trip, the comparison below is the one that matters. In almost every row, the data-only eSIM plus your existing home number does the job better than paying for a second number you will barely use.

What each option gives a traveler
OptionDataOwn phone numberNormal calls and SMSBest for
Data-only travel eSIM (Saily, Holafly, Nomad, most Airalo plans)YesNoNoAlmost every trip
Airalo Discover+ with calls and textsYesYes, new numberYes, limited minutes and textsTrips where you must call local numbers
Home SIM on roamingYes, at roaming pricesYes, your ownYes, at roaming pricesEmergencies only for most plans
Local SIM bought on arrivalYesYes, local numberYesLong stays, local deliveries and bookings

Keep your home number on: the dual SIM setup

Every iPhone from the XS and XR onward, and most recent Samsung, Google Pixel and other Android phones, can run two lines at the same time. Apple calls this Dual SIM, and its own support page describes exactly this travel use: keep your normal number for calls and texts, and add a local data plan for the trip. Our guide to using an eSIM and a physical SIM together walks through the screens in detail.

The setup is simple once you know which switch does what. The travel eSIM becomes your mobile data line. Your home SIM stays switched on as a voice and SMS line, but with data roaming turned off, so it cannot quietly download anything at roaming prices. On an iPhone the setting lives under Settings, Mobile Data (or Cellular), where you choose which line handles data; on Android it is usually under Settings, Connections or Network, then SIM manager.

Hand holding a smartphone showing a new text message notification on the lock screen
With dual SIM, codes and texts keep arriving on your normal number while the travel eSIM carries the data.Tranmautritam / Pexels

Set this up before you fly

  1. 1Install the travel eSIM at home on Wi-Fi, but leave it switched off until you land
  2. 2Label the lines clearly, for example Home and Travel, so you never mix them up
  3. 3Set the travel eSIM as the mobile data line
  4. 4On your home line, turn data roaming off and leave the line itself switched on
  5. 5Keep your home number as the default for calls, iMessage and FaceTime
  6. 6Check with your home carrier that international roaming is enabled on the line, so it can register abroad and receive texts

Bank OTPs and SMS codes while you are abroad

This is the question that matters most to people traveling from Pakistan, India, the UK and the US, because a blocked card or an app login you cannot complete can ruin a day abroad. Bank one-time passwords are ordinary text messages, and they arrive on your home number as long as that SIM is in the phone, switched on, and able to connect to a network in the country you are visiting.

Receiving a text while roaming is free on most carriers worldwide, and a phone sitting on a foreign network with data roaming off uses no measurable data. Sending texts and making or answering normal calls usually does cost money, so the safe habit is to let codes come in and do everything else over WhatsApp or other apps on your eSIM data.

The catch is the word able. Some prepaid lines, including many in Pakistan and India, only register on foreign networks if international roaming is activated on the account. If it is not, the SIM shows no service abroad and the codes never arrive. Check this with Jazz, Zong, Telenor, Ufone, Jio, Airtel or whichever carrier you use before you leave, ideally a week ahead, because activation sometimes needs a balance or a visit to a branch.

If a code still does not arrive after you land, look at the home line first. It should show a network name rather than No Service. Restart the phone or switch airplane mode on and off, then try choosing a network manually in the carrier settings for that line, since some home carriers only have roaming agreements with one or two networks in each country. Ask the bank to resend the code only once the line shows a signal.

Do this one week before departure

Ask your home carrier to confirm international roaming is active on your number, and ask what, if anything, it costs to receive SMS abroad. Then open your banking app and check whether it can approve payments inside the app instead of by SMS. Many banks now offer app-based approval, which works over your eSIM data and removes the SMS dependency entirely.

Making calls abroad without a phone number

With a data-only eSIM, calls happen inside apps. WhatsApp voice and video, FaceTime Audio and FaceTime video, Google Meet, Telegram and Zoom all work over mobile data. The person you call sees your usual WhatsApp or Apple ID details, because those accounts are tied to your phone number and your Apple ID, not to whichever SIM is supplying the data. Your WhatsApp account keeps working even though your number is sitting on a different line.

Internet calls use less data than most people expect, although video adds up quickly. The figures below are typical ranges; real use varies with network quality and the app's own settings. Daily video calls home are usually the single biggest data cost on a family trip, so budget for them separately from maps and messaging.

Your home carrier may also support Wi-Fi Calling, which lets you make and receive normal calls on your home number over a Wi-Fi connection, usually charged as if you were at home. Whether it works abroad depends on the carrier, so check before relying on it.

Woman making a video call on her smartphone at a cafe table with a coffee and laptop
WhatsApp, FaceTime and similar apps make calls over the eSIM's data, so no phone number is needed.Vitaly Gariev / Pexels
Approximate data use for internet calls
Call typePer minute30 minutes
WhatsApp voice call0.5 to 1 MB15 to 30 MB
FaceTime Audio0.5 to 1 MB15 to 30 MB
WhatsApp video call4 to 8 MB120 to 240 MB
FaceTime video5 to 10 MB150 to 300 MB
Zoom or Google Meet video8 to 20 MB240 to 600 MB

Countries where internet calls are restricted

A data-only eSIM assumes you can make calls over the internet. In a few countries that assumption breaks, and the United Arab Emirates is the one that catches the most travelers. In the UAE, internet calling is a licensed telecoms service, and WhatsApp voice and video calls and FaceTime Audio are blocked by the regulator, the Telecommunications and Digital Government Regulatory Authority. WhatsApp text messages, photos and voice notes still work normally. Licensed apps such as Botim are allowed, and business tools like Microsoft Teams and Zoom generally work. Our UAE eSIM guide covers this in more detail.

Saudi Arabia lifted its block on WhatsApp and similar calls in 2017, and calls over a travel eSIM work normally in Makkah, Madinah, Jeddah and Riyadh. That matters for pilgrims, who often coordinate a whole family group by WhatsApp. Plans and network notes are on our Saudi Arabia eSIM guide.

China blocks WhatsApp, Google services and many Western apps entirely. Some travel eSIMs route their data through Hong Kong or another country, which can mean those apps work where a local Chinese SIM would not, but this varies by provider and is not something to assume without checking the specific plan.

Internet calling on a travel eSIM, by country
CountryWhatsApp messagesWhatsApp and FaceTime callsWhat travelers use instead
United Arab EmiratesWorkBlockedBotim, Teams, Zoom, or a normal call on a local SIM
Saudi ArabiaWorkWork since 2017Not needed
ChinaBlocked on local networksBlocked on local networksWeChat, or an eSIM that routes data abroad
Turkey, Thailand, Japan, UK, USAWorkWorkNot needed

When you genuinely need a local or extra number

There are situations where a data-only eSIM is not enough. Long stays where you need to receive food deliveries, taxi drivers or landlords calling you, restaurant and clinic bookings that insist on a local number, and work trips where clients need to call you on a local line all point toward a number in the country you are visiting.

For those cases you have three routes. A local SIM from the main carrier, such as STC in Saudi Arabia or du and Etisalat in the UAE, is the cheapest way to get a real local number for a long stay. An eSIM with a number, such as Airalo's Discover+ global plan with calls and texts, avoids an airport queue and gives you a number that works across many countries, but with a limited bundle of minutes and texts. And for occasional calls to landlines back home, a calling app that sells call credit can be cheaper than either.

For most holidays and for Umrah, none of these is necessary. The ride-hailing apps Uber and Careem, hotel bookings and the Nusuk app all work with your home number and data from the eSIM; our Nusuk and Rawdah permit guide explains why Nusuk does not need a Saudi number at all.

International calling SIM cards and roaming calls

Before eSIMs, frequent travelers bought international calling SIM cards to avoid roaming charges on calls. They still exist, but for most people they have been overtaken by free internet calls over a data eSIM. A calling card only makes sense if the people you need to reach do not use WhatsApp or similar apps, or if you are calling landlines and businesses.

Normal roaming calls on your home SIM are the expensive option. Answering a call abroad is often charged too, not just making one, which surprises people who assume only outgoing calls cost money. If you expect calls from people who will not use apps, the cheapest approach is usually to ask them to message you on WhatsApp, or to set up call forwarding to a number you can answer over the internet, rather than answering on roaming.

Mistakes that cause surprise bills or missed codes

The most expensive mistake is leaving data roaming on for the home line. If the travel eSIM drops for a moment, the phone can switch to the home SIM for data, and a few minutes of photo backups or app updates at roaming rates can cost more than the whole eSIM. Turning data roaming off on the home line, and turning off the iPhone setting that allows mobile data switching, prevents that.

The second is removing the home SIM entirely to be safe. That stops the bill, but it also stops every bank code, which is usually worse. The third is installing the travel eSIM at the airport on weak Wi-Fi, which is the most common reason installs fail. Do it at home the night before; our step-by-step install guide covers the details.

Quick check on arrival

  • Travel eSIM switched on and selected for mobile data
  • Data roaming on for the travel eSIM line only
  • Home line on, data roaming off, mobile data switching off
  • Send yourself a test WhatsApp message and ask someone at home to text your home number

Frequently asked questions

Does an eSIM have a phone number?

Most travel eSIMs do not. Plans from Saily, Holafly, Nomad and most Airalo country eSIMs are data only, with no number, no normal calls and no SMS. A few products, such as Airalo's Discover+ global eSIM with calls and texts, do come with a new phone number.

Can I use an eSIM for calls and SMS?

Only if the plan includes them. Most travel eSIMs are data only, so eSIM SMS and normal calls are not possible on them. Plans such as Airalo's Discover+ with calls and texts add a number with a bundle of minutes and texts. Otherwise, keep your home SIM on for SMS and make calls through WhatsApp or FaceTime over the eSIM's data.

Can I receive SMS on a travel eSIM?

Not on a data-only eSIM. Keep your home SIM switched on alongside the eSIM, with data roaming off, and texts including bank codes will arrive on your normal number. Receiving texts while roaming is free on most carriers, but check yours.

Will my bank OTP reach me abroad if I use an eSIM?

Yes, if your home SIM stays in the phone, switched on, and has international roaming enabled so it can register on a foreign network. The eSIM handles data while the home line receives the OTP. Many banks also offer in-app approval, which works over eSIM data.

Does WhatsApp work with a data-only eSIM?

Yes. WhatsApp is tied to your phone number account, not to the SIM providing data, so it keeps working with your usual number while the eSIM supplies the internet. Voice and video calls work almost everywhere, with the UAE as the main exception, where calls are blocked but messages work.

Can I make normal phone calls with a travel eSIM?

Only if the eSIM includes calling minutes, such as Airalo's Discover+ plan with calls and texts. On a data-only eSIM you call through apps like WhatsApp, FaceTime or Telegram instead, which uses roughly 0.5 to 1 MB per minute for voice.

Will I be charged if someone calls my home number while I'm abroad?

Possibly. Many carriers charge for answering calls while roaming, not only for making them. Receiving SMS is usually free. If you expect calls, ask people to use WhatsApp instead, or check your carrier's roaming rates before you travel.

Do I need to remove my home SIM when using a travel eSIM?

No, and it is usually better not to. Leave it in, switched on for calls and texts, with data roaming turned off. That way you avoid roaming data charges but still receive bank codes and messages on your normal number.

Is an international calling SIM card still worth buying?

Rarely. Free internet calls over a data eSIM have replaced them for most travelers. A calling SIM or calling credit only makes sense if you need to call landlines or businesses, or people who do not use calling apps.

Can I get an eSIM with a local phone number?

Yes, but usually from the local carrier rather than a travel eSIM brand. STC in Saudi Arabia and du or Etisalat in the UAE, for example, offer local lines with a number. Travel brands mostly sell data only, with a few exceptions such as Airalo's US and UK local plans with a number.

Sources and official references

More on esim basics

What an eSIM is, how it works, and what it does not do.